Health insurance in India is affected by a lack of awareness, affordability and trust in the insurance providers, as the Indian research institution, Dvara, explains in this paper (https://www.dvara.com/blog/2021/04/13/leveraging-communities-for-health-insurance/).
However, community-based health insurance can leverage the strong social networks in communities to strengthen insurance and drive greater coverage. VimoSewa is an excellent example of a community-based health financing scheme. The cooperative, which was the first one working in microinsurance in India, provides financial protection to self-employed women and their families, including basic health coverage and the cost of hospitalisation.